Michael J. Rugen

Michael Rugen is responsible for the design of life insurance solutions and modeling to address client needs. He provides solutions that includes carrier illustrations and competitive comparisons, as well as other due diligence and client support.

Michael has more than 10 years of experience working with Life Insurance products and has built relationships with the industry’s top carriers. Prior to joining The Quintessential Experience in Financial Services, he was an Advanced Life Sales Analyst & Product Consultant with Lenox Advisors, Inc. in New York City, where he provided financial advisors with recommendations concerning insurance products and addressed technical questions in the areas of estate, business and supplemental retirement planning. In addition, he provided case design and insurance illustrations for situations requiring sophisticated planning. Before that, he held positions at Chernoff Diamond, LLC Brokerage & Life Planning Group, both Long Island based firms.

Michael earned a Bachelor’s degree in Business Administration from St. Joseph’s College (LI).

Michael is insurance-licensed (Life-Accident & Health) in NY, AZ, NC, & NJ.